Ontario residents are in for a welcome surprise this August. The Canada Revenue Agency (CRA) has approved three enhanced benefit payments that aim to relieve the financial pressure of rising living costs.
These benefits include a boosted Canada Child Benefit (CCB), an upgraded Ontario Trillium Benefit (OTB), and increased support for seniors through Canada Pension Plan (CPP) and Old Age Security (OAS).
If you’re living in Ontario — whether you’re a parent in Toronto, a retiree in Muskoka, or a renter in Sudbury — this guide will walk you through everything you need to know to claim these triple CRA payouts.
1. Canada Child Benefit (CCB) – Supporting Ontario Families
The Canada Child Benefit (CCB) saw a 2.7% increase in July 2025, offering monthly, tax-free support to families with children under 18. This benefit is critical in helping cover essentials such as childcare, school supplies, and food.
CCB Payment Increases 2025
| Child Age | Annual Max (2025) | Monthly Avg. | % Increase from 2024 |
|---|---|---|---|
| Under 6 | £7,997 | ~£667 | 2.7% |
| Aged 6–17 | £6,748 | ~£562 | 2.7% |
Families in cities like Kitchener and London could see monthly support exceed £1,250 depending on the number of children and household income.
Who’s Eligible for the CCB?
- Must live in Ontario
- Be a Canadian citizen, permanent resident, or temporary resident (18+ months)
- Act as the primary caregiver
- File taxes and report household income annually
CCB Payment Date for August 2025
August 20, 2025
2. Ontario Trillium Benefit (OTB) – Help with Everyday Costs
The OTB combines three provincial credits: the Ontario Sales Tax Credit (OSTC), Ontario Energy and Property Tax Credit (OEPTC), and Northern Ontario Energy Credit (NOEC). These are aimed at easing costs such as sales tax, rent, and utilities.
OTB Payment Increases 2025
| Component | New Annual Max | Increase (%) |
|---|---|---|
| OSTC | £375 per adult/child | 4.2% |
| OEPTC | £1,300 (non-seniors) / £1,480 (seniors) | 4.2% |
| NOEC | £190 (single) / £290 (families) | 5.6% |
Eligible Ontarians receive the OTB monthly, making it a reliable supplement for household expenses.
Who’s Eligible for the OTB?
- Ontario resident as of December 31, 2024
- Filed 2024 tax return by April 30, 2025
- Met income thresholds
- Includes temporary residents who meet CRA tax filing conditions
OTB Payment Date for August 2025
August 8, 2025
3. CPP & OAS – Retirement Security for Ontario Seniors
Seniors receiving Canada Pension Plan (CPP) and Old Age Security (OAS) benefits have already seen increases as of January 2025 to offset inflation and healthcare costs.
CPP Payment Details (2025)
| Type | Monthly Max | Avg. Monthly | % Boost (Est.) |
|---|---|---|---|
| CPP (age 65) | £1,475 | £832 | 3% |
OAS Payment Details (2025)
| Monthly Max | Annual Max | % Increase |
|---|---|---|
| £755 | ~£9,060 | 2.7% |
CPP and OAS increases are automatically applied and are vital for seniors managing fixed incomes.
CPP & OAS Payment Date for August 2025
August 27, 2025
Maximizing Your CRA Benefits in 2025
To make the most of these payments:
- File your taxes on time (even with no income)
- Keep CRA My Account details updated
- Sign up for direct deposit to receive faster payments
- Track benefit schedules to plan your monthly budget
Whether you use the CCB for back-to-school expenses, the OTB for heating bills, or the CPP/OAS for prescription coverage — these funds are designed to ease everyday burdens.
August 2025 CRA Benefits
| Benefit | Payment Date | Max Monthly Payout | Target Group |
|---|---|---|---|
| CCB | August 20, 2025 | £667 per child (under 6) | Families with children |
| OTB | August 8, 2025 | Up to £1,480 annually | Low to moderate-income residents |
| CPP/OAS | August 27, 2025 | £1,475 (CPP) / £755 (OAS) | Seniors aged 65+ |
The triple CRA benefit payout in August 2025 is a timely lifeline for many Ontario residents. With increased CCB, enhanced OTB, and upgraded CPP/OAS, Canadians are better equipped to handle rising costs across housing, food, childcare, and healthcare.
Now more than ever, staying informed, filing taxes on time, and maintaining up-to-date CRA information is the key to unlocking these vital financial supports.
If you’re a resident of Ontario, make sure you’re ready — these three payouts could be the financial boost your household needs this summer.
FAQs
What are the three CRA benefits available in Ontario in August 2025?
The three enhanced CRA benefits are the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and CPP/OAS payments.
Do I need to reapply for these benefits each year?
Not usually. Just file your taxes every year, and ensure your CRA account is accurate.
What if I haven’t received one of these payments?
Log in to CRA My Account to check your status or contact CRA directly to verify eligibility or resolve any issues.